Deposit Rates

Rates Effective as of March 19, 2008


Certificates of Deposit
Account Type
Minimum Deposit
Interest Rate
Annual Percentage Yield
91 Day CD*
$1,000.00
2.00%
2.02%
6 Month CD*
$1,000.00
2.50%
2.52%
12 Month CD*
$500.00
2.60%
2.63%
18 Month CD*
$500.00
2.75%
2.78%
24 Month CD*
$500.00
2.75%
2.78%
30 Month CD*
$500.00
3.00%
3.03%
36 Month RateRiser CD***
$5,000.00
3.25%
3.25%
36 Month CD*
$500.00
3.25%
3.29%
48 Month CD*
$500.00
3.60%
3.65%
60 Month CD*
$2,500.00
3.90%
3.96%


Individual Retirement Accounts
Account Type
Minimum Deposit
Interest Rate
Annual Percentage Yield
18 Month IRA/Roth*
$500.00
2.75%
2.78%
48 Month IRA*
$500.00
3.60%
3.65%


Checking Accounts
Account Type
Minimum Deposit
Interest Rate
Annual Percentage Yield
Commercial Money Fund Account
$2,500.00
.75%
.75%
NOW Checking**
$1,000.00
.25%
.25%
NOW Advantage Checking**
$1,000.00
.25%
.25%
NOW Advantage Plus Checking**
$1,000.00
.25%
.25%
Personal Money Fund Account**
$1,000.00
.75%
.75%



Savings Accounts
Account Type
Minimum Deposit
Interest Rate
Annual Percentage Yield
Statement Savings**
$50.00
.50%
.50%
Christmas Club Savings***
$5.00
.50%
.50%
Student and Senior Statement Savings**
$50.00
.50%
.50%

Fees could reduce earnings on the account.
*A penalty may be imposed for early withdrawal.
**The interest rate and annual percentage yield may change after account opening.
***Daily balance. The amount of the principal in the account each day.
****A $1,000.00 minimum balance is required to obtain stated annual percentage yield.

 

 

 

 

 

 

 


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Leitchfield Deposit Bank

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