Deposit Rates
Rates Effective as of
Certificates of Deposit
|
|
Account Type
|
Minimum Deposit
|
Interest Rate
|
Annual Percentage Yield
|
|
91 Day CD
|
$1,000.00
|
.05%
|
.05%
|
|
6 Month CD(a)
|
$1,000.00
|
.20%
|
.20%
|
|
12 Month CD(a)
|
$500.00
|
.30%
|
.30%
|
|
|
|
|
|
|
18 Month CD(a)
|
$500.00
|
.50%
|
.50%
|
|
24 Month CD(a)
|
$500.00
|
.60%
|
.60%
|
|
30 Month CD(a)
|
$500.00
|
.60%
|
.60%
|
|
36 Month RateRiser CD(a,b)
|
$5,000.00
|
1.00%
|
1.00%
|
|
36 Month CD(a)
|
$500.00
|
1.00%
|
1.00%
|
|
48 Month CD(a)
|
$500.00
|
1.19%
|
1.20%
|
|
60 Month CD(a)
|
$2,500.00
|
1.19%
|
1.20%
|
|
|
Individual Retirement Accounts
|
|
Account Type
|
Minimum Deposit
|
Interest Rate
|
Annual Percentage Yield
|
|
|
|
|
|
|
18 Month IRA/Roth(a)
|
$500.00
|
.50%
|
.50%
|
|
48 Month IRA(a)
|
$500.00
|
1.19%
|
1.20%
|
|
|
Checking Accounts
|
|
Account Type
|
Minimum Deposit
|
Interest Rate
|
Annual Percentage Yield
|
|
Commercial Money Fund Account(b)
|
$2,500.00
|
.10%
|
.10%
|
|
NOW Checking(b)
|
$1,000.00
|
.05%
|
.05%
|
|
1897 NOW Checking(b)
|
$1,000.00
|
.05%
|
.05%
|
|
1897 Premium NOW Checking(b)
|
$1,000.00
|
.05%
|
.05%
|
|
Personal Money Fund Account(b)
|
$1,000.00
|
.10%
|
.10%
|
|
Savings Accounts
|
|
Account Type
|
Minimum Deposit
|
Interest Rate
|
Annual Percentage Yield
|
|
Statement Savings(b)
|
$200.00
|
.10%
|
.10%
|
|
Christmas Club Savings(a,b)
|
$5.00
|
.10%
|
.10%
|
|
Student and Senior Statement Savings(b)
|
$50.00
|
.10%
|
.10%
|
|
|
Fees could reduce earnings on the account.
(a) A penalty may be imposed for early withdrawal.
(b) The interest rate and annual percentage yield may change after account opening.
Daily balance. The amount of the principal in the account each day.
|
|
 |
