CERTIFICATES OF DEPOSIT
For those customers able to maintain higher balances with no immediate need to access their funds.

  • Opening deposit of $500.00 and above depending on the term
  • Interest:
    • Terms less than 6 months paid at maturity without compounding
    • Terms 6 months and greater compounded and paid quarterly, or direct deposited into a checking account monthly. This does not apply to the Rate Riser CD.
  • Terms 91 days to 60 months
  • Withdrawals:
    • Terms under 6 months - Penalty is a forfeiture of all accrued interest for early withdrawal
    • Terms 6 to 12 months - three month penalty for early withdrawal
    • Terms greater than 12 months - 6 month penalty for early withdrawal

ANNOUNCING THE RATERISER CD

This 36 month premium rate CD allows you to adjust the rate once during the term, to reflect a then higher current rate. You can also add to the principal balance of the CD once during the term in multiples of $1,000.00. Call us today for more information on this great new way to invest with added flexibility. Limited time offer, don't delay!

 

 


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